Some metaphor me and my brother came up with.

Life is like driving a car.

If you don't pay attention you will crash and burn.

The gas pedal is like your financials.

The more you step on it, the faster you'll get.

Like in life, The more you make, the faster your life will get better.

Having financial security is like having Cruise Control on.

All you gotta do is steer and avoid the bumps.

All you gotta do is save and avoid spending too much.

You go too fast, the more likely you will get addicted to the rushing adrenaline in your veins and keep going fast.

Eventually your steering won't be able to keep up with your speed.

You spend too much, the more likely you will get addicted to fake illusion of happiness it gives you and keep on spending.

Eventually your income won't be able to keep up with your spending.